What would my monthly payments look like under different federal repayment plans?

The sample loan repayment schedules below were created using the loan simulator based on the following criteria:

• $27,000 total federal unsubsidized student loans borrowed
  
  • 6.39% interest rate
  • Graduating with a job - $55,000 starting Adjusted Gross Income (AGI)
  • Married filing jointly, no dependents
  • No public service loan forgiveness eligibility
  • Living in Idaho
  • Goal: to pay the lowest total amount over time