Applying for Federal Aid
In order to apply for federal aid, students must complete the Free Application for Federal Student Aid (FAFSA) from the Department of Education. Based off of this application, eligibility is determined for Federal Pell Grants and Direct Student Loans. Students may use their federal funds to cover any educational expenses included in their Cost of Attendance.
Be sure to complete the correct FAFSA for the school year in which you want to receive federal financial aid. To determine which FAFSA you should complete, visit our Dates and Deadlines web page. Additional important FAFSA deadlines are also found on this page.
Types of Federal Aid
Direct Subsidized Loans are awarded to students who demonstrate financial need. Students must be enrolled in at least 6 program applicable credits to receive these funds. Interest does not accrue and repayment does not begin while students are enrolled in at least 6 program applicable credits and for six months after a student graduates or drops below 6 program applicable credit enrollment. See loan policies for more information, including eligibility limits.
Direct Unsubsidized Loans start accruing interest as soon as the funds are disbursed to the student. However, repayment does not begin for six months after a student graduates or drops below 6 program applicable credit enrollment. Students must be enrolled in at least 6 program applicable credits to receive these funds. See loan policies for more information, including eligibility limits.
Direct Parent PLUS Loans are available for eligible parents to borrow on behalf of their dependent student. The student is required to complete the FAFSA and the parent must complete a Direct PLUS Loan application. A credit check will be conducted for the parent.
Federal Aid Eligibility Requirements
Basic eligibility requirements can be found on studentaid.gov. These requirements include the following:
- Be a U.S. citizen or eligible noncitizen
- Have a valid social security number (and make sure it is linked to your BYU-Idaho student account!)
- Have completed a high school diploma or its equivalent (completion of the Pathway Connect program is not sufficient
- Be registered with the Selective Service (if male)
- Maintain Satisfactory Academic Progress (SAP)
Verification is a process that confirms the information reported on your FAFSA is accurate. BYU-Idaho typically receives your FAFSA within 3-5 business days after it is submitted. If verification is required, additional documentation is requested on your financial aid portal. Students must submit all needed verification documents before federal aid awards can be determined.
BYU-Idaho provides the Program Applicability Tool (PAT) to help you confirm you are registered in program applicable courses and are likely eligible to receive federal financial aid. Only courses directly related to your declared program/major will count toward the credit level in which aid is awarded.
The FADD is the 23th day of the semester or when it is determined the student has a valid FAFSA, whichever is later. Students must be enrolled in program applicable credits by the FADD in order to receive aid for that semester. Each semester’s FADD can be found on the Dates and Deadlines web page.
You may only receive aid for a program applicable class one time after you have already received a passing grade (D- or higher) in the class.
Distribution of Federal Aid
Federal and University aid typically disburse within the first week of the semester. Financial aid funds will automatically be applied to tuition charges and may be authorized to pay for other school charges on the student’s account. Students are encouraged to sign up for eRefund to receive any excess financial aid.