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Financial Planning: Budgeting

A student sitting at a table, in front of a big window, with his earbuds in, working on his computer

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Need help creating a financial plan? Read through the introduction and experience to learn the basic principles of creating a financial plan. Click on the buttons above to create your own financial plan. To learn more, try attending one of our upcoming workshops listed in the calendar to the right.


A priority is something you value. Your priorities could include your health, spending time with family, saving for a new car, or paying for school. As a student at BYU-Idaho, one of your priorities should be your finances. To help you manage your financial priorities, the Semester Financial Plan (blue button) was created for you. It will help you see what income and expenses you have. By adding up all your sources of income and all your expenses, you can see where your money is going. If your total expenses are more than your total income, you may want to look for ways to spend less. As you learn to use your plan effectively, you will be better equipped to meet your financial priorities.


Read about a student who was able to plan for a new home at age 19. 

  • What was Jacob's priority?
  • How did Jacob's financial plan help him reach his goal?
  • After reading this story, why do you think your BYU-Idaho financial plan is important?
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Video Companion
Don't tell me where your priorities are. Show me where you spend your money and I'll tell you what they are.
James W. Frick