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Read the following paragraphs to your speaking partner. Read one time through and discuss pronunciation, unfamiliar phrases, or vocabulary words. Read another time through and discuss credit cards and interest rates.
True to the Faith, a Church publication, gives the following additional counsel regarding debt:
"Some forms of credit, such as credit cards, have particularly high interest rates. Once you are in debt, you find that interest has no mercy. It continues to accumulate, regardless of your situation—whether you are employed or jobless, healthy or sick. It never goes away until the debt is paid. Do not be deceived by credit offers, even if they make debt seem attractive by promising low interest rates or no interest for a certain period of time.
Look to the condition of your finances. Discipline yourself in your purchases, avoiding debt to the extent you can. In most cases, you can avoid debt by managing your resources wisely. If you do incur debt, such as a reasonable amount in order to purchase a modest home or complete your education, work to repay it as quickly as possible and free yourself from bondage. When you have paid your debts and accumulated some savings, you will be prepared for financial storms that may come your way. You will have shelter for your family and peace in your heart."
(from True to the Faith, 2004, 48–49)
Discuss the following:
If time allows, go over some of the Vocabulary list and discuss definitions or how the words are used.