Online shopping is easy and convenient, and it provides you with the opportunity to buy almost anything. However, it’s important to understand that when you shop online and give out sensitive information such as credit card numbers, there are security risks involved.
Tips for Minimizing Fraud
- Some computers and operating systems provide the option of saving, or “caching,” your card numbers for quicker checkouts. When saved, your card numbers automatically populate the requisite areas of the checkout screen. Though this is temptingly convenient, do not allow your computer to save these numbers; it makes your information that much easier for hackers to find and exploit.
- Only buy from verified websites. Check to make sure that the website has security measures enabled to keep your information private from both the vendor and potential criminals.
- Don’t shop using public computers or public wireless networks.
- If possible, set up an account with PayPal or another legitimate online payment service. These services offer an extra layer of protection and will usually ensure that you get refunded if you need to be.
- Always keep an eye on your bank statements by making sure that everything looks as it should and that no unfamiliar charges appear. If you see anything out-of-the-ordinary, contact your bank immediately to shut off the compromised card.