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"It is most important to have sufficient medical, automobile, and homeowner's insurance and an adequate

life insurance program. Costs associated with illness, accident, and death may be so large that uninsured families can be financially burdened for many years."

- One for the Money,

Elder Marvin J. Ashton

Insurance and Records

The Student Health Center is not a contracted provider with any insurance company aside from the Deseret Mutual Student Insurance Plan.  Therefore, the Student Health Center does not bill private insurance.  If you have private insurance, you may be seen at the Student Health Center, but you will be responsible for the full cost of your visit.  You may have an insurance form printed out that you can mail into your insurance company, but they may not reimburse you.

 

BYU-Idaho Health Insurance Requirements

Insurance Requirement

  • BYU-Idaho requires all continuing students to have adequate medical insurance.
  • You will automatically be enrolled in the Student Health Plan when you first enroll for classes.

 

Waiving Enrollment in the Student Health Plan

  • You may waive BYU-Idaho Student Health Plan coverage only if you are already covered by your parent's insurance, or by an employer's insurance policy.  Waivers must be submitted by the 15th school day of the semester. 
  • Two ways to waive insurance:
    1. During the registration process, you may submit the waiver online.
    2. You may print out the waiver here and submit it to the Student Health Center within 15 school days of the beginning of the semester.

 

  • If your coverage from another insurance plan is discontinued while you are attending BYU-Idaho, contact the Health Center immediately.

 

If you have more questions on waivers, please contact the Student Health Center.

 

Health Plan Exclusions

Exclusions are any charges which do not meet the definition of eligible charges and any charges for services provided outside the Student Health Center for pre-existing conditions for one year (12 months) following the participant's effective date of coverage; or, diagnostic purposes which are not related to an injury or sickness, unless otherwise provided for by the terms of the Plan.

 

You may call DMBA at 1-800-777-3622 or, for more information, see Exclusions in the Student Health Plan handbook either online or pick up a hard copy here, at the Health Center.

 

Premiums

Information regarding premiums and additional information about our student health insurance can be found online at the DMBA (Deseret Mutual Benefit Administration) website by reviewing the Health Insurance Manual.

  

Deductibles

Deductibles only apply to the married student insurance plan.  Please note that the deductibles run on the academic calendar year (September 1st to August 31st) not from January to December.  See the Health Insurance Manual to find out more information about the deductibles.

  

Privacy Practices

You may view the Student Health Center Privacy Practices here.

 

Medical Records

The Student Health Center may furnish copies of patient records when requested with a patient-signed authorization of release. A release form is available at the Health Center, or a written request can be made with the following information:

 

  • Patient name
  • Patient social security number
  • Patient birth date
  • What records are being requested?
  • Where are records being sent?
    • Name
    • Address
    • Phone number
    • Fax number
  • Patient signature
  • Date

A signed authorization is required each time records are requested.

Due to HIPPA regulations, no medical information can be shared without signed authorization. This includes information to parents and/or a spouse.

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