As you may be aware, beginning in 2014 the Affordable Care Act requires most U.S. citizens and legal residents to have health insurance or pay a tax penalty. Sometimes this is called the "individual mandate." This health insurance must be "minimum essential coverage," which is a type of health insurance coverage approved by the federal government, such as job-based coverage, government health programs (e.g., Medicare, Medicaid), and certain other coverage. We're happy to report that your university's 2013-2014 self-funded student plan qualifies as minimum essential coverage. So even though you can shop for other coverage in the new health insurance marketplace (also known as the health insurance exchange), you don't need to because your student health coverage meets the individual mandate. If you have any questions about this information, please let us know. You can learn more about the marketplace by visiting HealthCare.gov.
Health Plan Requirement
- BYU-Idaho requires all continuing students to have adequate medical insurance.
- You will automatically be enrolled in the Student Health Plan when you first enroll for classes.