Looking to save money? Read through the introduction and experience to learn the basic principles of saving money, then answer the questions under the experience heading to deepen your understanding. Click on the buttons above to create your own financial plan. These will help you create an effective savings plan. If you want to learn more, attend one of our upcoming workshops listed in the calendar to the right.


Saving money is the simple act of setting aside a portion of your income each time you receive it. When it comes to saving money in college, it may seem like an impossible task. Many people tend to pay for living expenses before tithing and savings. Even though rent, food, and other bills are important, paying for them first often overwhelms your ability to save for the future and build financial security. The better approach is to pay tithing first, then yourself (savings), then living expenses. Use the Single or Married Student Financial Plan (blue buttons) to help you find ways to save extra money. 

Your savings should be focused on three main areas:

  • Emergencies: Save $500 as soon as possible to help guard against life's little surprises  
  •  Purchases: Want a newer car/computer/etc.? Save for it. Purposefully setting aside funds for larger purchases will get you there sooner than you think
  • Long-term/retirement: Thinking about this now will help you avoid a lot of stress later


Click here to read about a student who, after several unforeseen expenses, was still able to stay in school because of her savings.

  • What did Alyssa do to build her emergency fund?
  • Why was it important that she had an emergency fund?
  • After reading the story, what can you do to start building an emergency fund now?